From July of 2020, landlords and letting agents can not advertise properties with caveats such as “No DSS”. This is seen by many as a victory for the poorest in society, but I think it is an insignificant ruling that will have no effect.
The main advantage of an ISA over a normal bank account is the tax exemption. The money you put into an ISA is from your after-tax income but when you withdraw money you do not pay any income or capital gains tax. The interest generated is also tax-free. Today, there have been six types of ISA: Cash, Lifetime, Stocks & Shares, Innovative Finance, Help-To-Buy and Junior. The first four are available to adults to make use of today, with help-to-buy no longer being available and the Junior ISA for under eighteens only. It may be difficult to understand which ISA is best for you, this blog post will explain all of the different types so that you can make an informed decision.
I’m going to discuss the money saving methods that I have personally used and tell you my experience with them and how well they work.These tips are also ones that I have found to actually make a decent impact on how much money you save. Saving money whilst being a student is really important. It’s all too easy to get stuck in a mindset that you have a safety net of university, and that you don’t need to focus on the boring things in life, like money, just yet.
Covid-19 has taught us how sudden and big a financial thunderstorm can come. Investment platform AJ Bell recently reported that 20 % of UK workers did not have a rainy-day fund and 71 % of workers held savings of up to 3 months salary.
Buying a car is one of the biggest steps towards independence. With it comes the ability to explore without having to meticulously study the train or bus schedule, and instead spend that time looking for a parking spot. But a lot of people don’t plan for the future when buying a car, they think too […]