In September I spend a lot of time on price comparison websites looking to switch my suppliers to find the best deal for energy and so on. This year, I encountered a glitch in the matrix – my renewal was cheaper than any deals I could find online! How could this be? Every consumer advice service tells you how much money you could save by switching. What should also be advised, is a reminder to check your renewal, especially when it comes to energy.
If you intend to purchase a house one day, you need to know about the Lifetime ISA. The Lifetime ISA is a tax-free individual savings account that can, and should only, be used for purchasing a house, withdrawing after retirement (your 60th birthday), or if you are terminally ill with less than 12 months to live. The UK government will add a 25% bonus onto your savings up to £4,000 every tax year.